Privacy Policy

Last Updated: March 15, 2025

Introduction

Welcome to Nexsoft Hub's Privacy Policy. This document explains how we collect, use, protect, and handle your personal information when you use our financial education platform. We take your privacy seriously and are committed to protecting your personal data in accordance with Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation.

By using our services at nexsofthub.com, you agree to the collection and use of information in accordance with this policy. This privacy policy applies to all users of our platform, whether you're browsing our content, participating in our learning programs, or using our financial planning tools.

Information We Collect

We collect several types of information to provide and improve our services. The information we collect falls into these main categories:

Information Type Examples Collection Method
Personal Identification Name, email address, phone number, mailing address Registration forms, contact forms
Financial Information Income ranges, spending categories, financial goals Budgeting tools, assessment surveys
Technical Data IP address, browser type, device information Automatic collection via cookies
Usage Information Pages visited, time spent, course progress Website analytics, learning management system

How We Use Your Information

Your information helps us provide personalized financial education and improve our platform. We use collected data for specific, legitimate purposes that directly benefit your experience with Nexsoft Hub.

  • Delivering personalized learning content and financial planning tools
  • Tracking your progress through educational programs and courses
  • Sending educational newsletters and course updates (with your consent)
  • Improving our website functionality and user experience
  • Responding to your inquiries and providing customer support
  • Conducting research to enhance our educational offerings
  • Ensuring platform security and preventing fraud

Important: We never sell your personal information to third parties. We also don't use your financial data for marketing purposes or share it with financial institutions without your explicit consent.

Information Sharing and Disclosure

We maintain strict control over your personal information. We may share your data only in specific circumstances and always with appropriate safeguards in place.

Service Providers: We work with trusted third-party companies to help operate our platform. These include email service providers, cloud hosting services, and analytics platforms. All service providers are bound by confidentiality agreements and can only use your information as needed to provide services to us.

Legal Requirements: We may disclose your information if required by Canadian law, court orders, or government regulations. We'll notify you of such requests unless legally prohibited from doing so.

Business Transfers: If Nexsoft Hub is involved in a merger, acquisition, or sale of assets, your information may be transferred. We'll provide notice before your personal data becomes subject to a different privacy policy.

Data Security and Protection

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our security practices include both technical and administrative safeguards designed to protect your data throughout its lifecycle.

Technical Safeguards: We use industry-standard encryption for data transmission and storage. All sensitive information is encrypted using SSL/TLS protocols. Our servers are protected by firewalls and undergo regular security assessments. We maintain secure backup systems and have incident response procedures in place.

Administrative Controls: Access to personal information is restricted to authorized personnel who need it to perform their job functions. All employees receive privacy and security training. We conduct regular audits of our data handling practices and maintain detailed logs of data access.

Your Privacy Rights

Under Canadian privacy law, you have specific rights regarding your personal information. We're committed to helping you exercise these rights and maintaining transparency about our data practices.

  • Access: Request copies of the personal information we hold about you
  • Correction: Ask us to update or correct inaccurate personal information
  • Deletion: Request deletion of your personal information (subject to legal requirements)
  • Portability: Receive your data in a structured, commonly used format
  • Withdrawal: Withdraw consent for marketing communications at any time
  • Complaint: File a complaint with the Privacy Commissioner of Canada

To exercise any of these rights, contact us using the information provided below. We'll respond to your request within 30 days and may ask for additional information to verify your identity.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience and gather information about how our platform is used. Cookies are small text files stored on your device that help us remember your preferences and understand user behavior.

Essential Cookies: These cookies are necessary for the website to function properly. They enable core functionality like security, network management, and accessibility. You cannot opt out of these cookies.

Analytics Cookies: We use these cookies to understand how visitors interact with our website. This helps us improve our content and user experience. These cookies collect information anonymously and report website trends.

You can control cookie settings through your browser preferences. However, disabling certain cookies may limit your ability to use some features of our platform.

Data Retention

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected and to comply with legal requirements. Our retention periods vary based on the type of information and how it's used.

Account Information: Retained for the duration of your account plus seven years after closure for legal compliance. Course Progress: Kept for five years after course completion to provide certificates and transcripts. Financial Planning Data: Deleted within two years of account closure unless you request longer retention. Marketing Data: Removed immediately upon unsubscribing from communications.

International Data Transfers

While Nexsoft Hub is based in Canada, some of our service providers may process data outside Canada. When this occurs, we ensure appropriate safeguards are in place to protect your personal information according to Canadian privacy standards.

We only transfer data to countries that provide adequate levels of protection or use specific safeguards such as contractual commitments. You have the right to request information about these transfers and the safeguards in place.

Changes to This Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you through email or prominent notice on our website at least 30 days before the changes take effect.

We encourage you to review this privacy policy periodically to stay informed about how we protect your information. The "Last Updated" date at the top of this policy indicates when the most recent changes were made.

Children's Privacy

Nexsoft Hub's services are designed for adults aged 18 and older. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete that information promptly.

Privacy Officer and Complaints

If you have questions about this privacy policy, want to exercise your privacy rights, or have concerns about how we handle your personal information, you can file a complaint with the Privacy Commissioner of Canada or your provincial privacy commissioner.

Contact Our Privacy Team

For privacy-related inquiries or to exercise your rights:

Email: help@nexsofthub.com

Phone: +1 (306) 290-8660

Mail: 421 Stubb Ross Rd Suite 201, Lethbridge, AB T1K 7N3, Canada

We respond to all privacy inquiries within 30 days.